Mutual Funds Made Simple
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Explore Mutual Fund Categories on Novasure
Build wealth confidently with Novasure’s expertly curated mutual fund solutions, designed for beginners and experienced investors alike.
- Simple investing
- Transparent insights
- Long-term wealth creation
Why Invest in Mutual Funds?
Mutual funds offer a simple and effective way to participate in financial markets without managing investments yourself.
Key benefits include
- Professional money management
- Diversification across assets
- Cost-effective and transparent
- Liquidity with easy entry & exit
- Tax-efficient investment options
Where Do Mutual Funds Invest?
Mutual funds invest across different asset classes depending on the fund category.
- Stocks (Equity shares)
- Bonds & Government securities
- Money market instruments
- Gold & other ETFs
What are Large Cap Mutual Funds?
Large-cap funds invest mainly in shares of large, well-established companies ranked among the top 100 by market capitalization.
- Risk & Return Profile
- Lower volatility than mid & small caps
- Suitable for moderate-risk investors
Who Should Invest?
- First-time mutual fund investors
- Moderate-risk investors
- Long-term wealth creators
Ideal Investment Horizon
- 5 years or more
Where They Invest
Shares of large, blue-chip companies across major sectors of the economy.
What are Mid Cap Mutual Funds?
Mid cap funds invest in companies ranked between 101 and 250 by market capitalization. These companies have higher growth potential but also higher volatility.
- Risk & Return Profile
- Higher growth potential than large caps
- Higher risk due to market fluctuations
Who Should Invest?
- Investors with higher risk tolerance
- Long-term SIP investors
Ideal Investment Horizon
- 10 years or more
Where They Invest
Equity shares of mid-sized companies listed on Indian stock exchanges.
What are Small Cap Mutual Funds?
Small cap funds invest in emerging companies ranked below the top 250 by market capitalization.
- Risk & Return Profile
- High volatility
- Very high volatility
Who Should Invest?
- Aggressive investors
- Investors with long-term investment horizon
Ideal Investment Horizon
- 10 years or more
Where They Invest
Equity shares of smaller, fast-growing companies.
What are Flexi Cap Mutual Funds?
Flexi cap funds invest across large, mid, and small cap stocks without any fixed allocation.
- Risk & Return Profile
- Flexible asset allocation
- Diversified equity exposure
Who Should Invest?
- Investors seeking diversified equity exposure
- Long-term investors
Ideal Investment Horizon
- 10 years or more
Where They Invest
Equities across all market capitalizations based on fund manager’s strategy.
What are Multi Cap Mutual Funds?
Multi cap funds invest in large, mid, and small cap stocks with defined minimum allocation to each category.
- Risk & Return Profile
- Diversified exposure
- Balanced portfolio
- Higher risk than large cap
Who Should Invest?
- Investors seeking balanced equity diversification
Ideal Investment Horizon
- 5–7 years
Where They Invest
Diversified equity portfolio across market caps.
What are Arbitrage Mutual Funds?
- Risk & Return Profile
- High risk, high reward
- Sector-specific exposure
- Requires strong market understanding
Who Should Invest?
- Experienced investors
- High risk tolerance
- Strong sector conviction
Ideal Investment Horizon
- 5–7 years
Where They Invest
Returns vary widely by sector cycles. Historically 13–18%+ in strong sector phases, but highly volatile.
What are Debt Mutual Funds?
Government securities, PSU bonds, corporate bonds, and money market instruments.
- Risk & Return Profile
- Theme-based investing
- Long-term growth opportunity
- Higher volatility
Who Should Invest?
- Investors with strong belief in future trends
- High risk appetite
Ideal Investment Horizon
- 3–36 months
Where They Invest
Historically 12–16%+ over long periods, based on theme performance and economic trends.
What are Index Funds?
Index Funds passively track market indices like Nifty 50 or Sensex, offering low-cost investing.
- Risk & Return Profile
- Low expense ratio
- Market-linked returns
- Simple & transparent
Who Should Invest?
- Investors seeking low-cost investing
- Beginners looking for simple market exposure
- Long-term investors preferring stable, index-linked returns
Ideal Investment Horizon
- 5+ years
Where They Invest
Historically 10–12% annualised, tracking benchmark indices like Nifty 50 or Sensex (market dependent).
What are ELSS Mutual Funds?
ELSS funds invest in equities and offer tax deductions under Section 80C.
- Risk & Return Profile
- Tax saving up to ₹1.5 lakh
- Equity exposure
- Shortest lock-in among tax-saving options
Who Should Invest?
- Investors looking to save tax under Section 80C
- Salaried individuals with long-term goals
Ideal Investment Horizon
- 5+ years
Where They Invest
Historically 11–14% annualised over long-term investment periods (subject to market performance).
What are Dividend Yield Mutual Funds?
These funds invest in companies that regularly pay dividends, providing steady income.
- Risk & Return Profile
- Regular income
- Moderate growth
- Suitable for conservative investors
Who Should Invest?
- Investors seeking regular income
- Retirees or income-focused individuals
- Conservative to moderate-risk investors
Ideal Investment Horizon
- 5+ years
Where They Invest
Historically 9–12% annualised, combining dividend income with moderate capital appreciation.
What is a LiquidFund?
Liquid Funds are debt mutual funds designed for short-term parking of surplus money.
- Risk & Return Profile
- Very Low
- Return Potential: Low but stable
Who Should Invest?
- Investors looking to park funds safely for short durations.
Ideal Investment Horizon
- 1–90 days
Where They Invest
Money market instruments, treasury bills, corporate debt.
What is an Aggressive Hybrid Fund?
These funds invest primarily in equities with a smaller portion in debt to balance growth and stability.
- Risk & Return Profile
- Risk: Moderate to High
- Return Potential: Higher than pure debt funds
Who Should Invest?
- Moderate to high-risk investors seeking balanced growth.
Ideal Investment Horizon
- 5 years or more
Where They Invest
Equities and debt instruments.
What is a Value Fund?
Value Funds invest in undervalued stocks with strong fundamentals and future growth potential.
- Risk & Return Profile
- Risk: High
- Return Potential: High over long term
Who Should Invest?
- Long-term investors who understand value investing.
Ideal Investment Horizon
- 5 years or more
Where They Invest
Companies trading below intrinsic value.
What is a Focused Fund?
Focused Funds invest in a limited number of stocks, offering concentrated exposure.
- Risk & Return Profile
- Risk: High
- Return Potential: High with concentration risk
Who Should Invest?
- Experienced aggressive investors.
Ideal Investment Horizon
- 7 years or more
Where They Invest
Select basket of high-conviction stocks.
What is a Contra Fund?
Contra Funds follow a contrarian investment strategy by investing in underperforming stocks with turnaround potential.
- Risk & Return Profile
- Risk: High
- Return Potential: High in long term
Who Should Invest?
- Investors with strong market understanding.
Ideal Investment Horizon
- 7 years or more
Where They Invest
Stocks currently out of favor but fundamentally strong.